Each risk is carefully analyzed on an individual basis and as part of our overall portfolio. Our underwriting process is qualitative, as we speak directly with our physician applicants to learn the details of claims that are not discernible by way of an application. We pursue additional information on each claim or suit because we recognize the medical-legal climate that physicians must endure today and how they, through no fault of their own, end up in court cases that are medically defensible.

In nine years, through hard and soft markets, our underwriting philosophy has not changed. We write well-priced, good-quality business. We grow when it makes sense to do so, when good opportunities present themselves. By focusing on quality underwriting, HPIX is well-positioned to withstand the cyclicality of the insurance market.

To schedule a Qualitative Underwriting session please contact us:

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